A search that goes back to the FVD and each deed in the chain that was recorded since the FVD must be reviewed to verify that the title passes to the current owner of record. This report involves searching on the present title holder of the subject property and the last deed for consideration. We search from the current date backward to find a warranty deed or other arms-length transfer on the subject property. Report includes the following details -Vesting deed, current tax status, county assessment information, open mortgages, active judgments, active liens and legal description.

A search that goes back to the two FVD and each deed in the chain that was recorded since the FVD must be reviewed to verify that the title passes to the current owner and two owners of record.

The names of the grantees in the FVD’s (current owner & two owners) and all subsequent title holders must be run for general liens, such as judgments and federal tax liens for the full statutory period applicable for that state. If a party is listed on a refinance order that does not appear on the FVD, then the name(s) must be run for liens and judgments like any other owner.
In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of. Where the subject property is located in an area where mineral conveyances and reservations are common, all such conveyances and reservations must be specifically excepted from the legal description.

This report involves a legible copy of the current vesting deed(s) to reflect 100% fees simple ownership to this property and Parcel ID.

The search should include all names in the chain of title and should report liens and judgments for all owners, current and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state.
All easements, covenants, conditions, and restrictions (CC&Rs) or related documents such as amendments, annexations, or restated CC&Rs posted to the subject property must be reported.

This report includes client requested documents like deed, mortgage or plat images etc.

Procure Tax Assessment, Payment details, Delinquency status and any other lien attached to the property that is in county records.

To check if there is any Bankruptcy filed against the borrower by using the PACER site and uploading the search docs in the file.

Type the Vesting, conveyance, and mortgage, judgments/liens and taxes information into the Client Application as per the Abstract report and proof for any typos or mistakes to correct them.